Founder
Maya Johnson
Founder
•
EquiPay
Seed Fintech (Financial Inclusion)
Location
GA, US
Offers Posted
1
Member Since
Jan 2026
Seed Fintech (Financial Inclusion)
Jan 2026
Member Since
+7 days
Last Active
Individual
Legal Entity
EST
Timezone
GA, US
Location
Preferred Projects
Open To
- Seed Investment partners
- Fintech (Financial Inclusion) expertise
- Strategic introductions
Not Interested In
- Passive investors only
- Restrictive term sheets
- Non-aligned advisors
About
Maya Johnson is building EquiPay, a financial platform designed to help gig workers, freelancers, and hourly employees build credit and access affordable financial products. Currently raising a $3M seed round after proving product-market fit with 15,000+ active users and partnerships with three major gig platforms.
Maya's journey to fintech began during her time at Goldman Sachs, where she worked in the consumer lending division and saw firsthand how traditional credit systems exclude millions of hardworking Americans. She left to pursue an MBA at Wharton, where she developed the EquiPay thesis through extensive customer research.
EquiPay's core innovation is income verification plus alternative data equals credit access. The platform connects to gig work accounts, analyzes income patterns, and uses this data to provide credit builder loans, early wage access, and eventually credit cards. Users see average credit score improvements of 50+ points within six months.
Current metrics: 15,000 active users, $500K monthly transaction volume, 3 gig platform partnerships (Uber, DoorDash, Instacart), 12% monthly user growth, and 2.5% default rate (significantly below industry average). Backed by $750K pre-seed from Village Global and angel investors.
The team includes Maya (CEO), a former Credit Karma data scientist (CTO), and a Square risk operations veteran (COO). Together, they have built a platform that is both financially sustainable and genuinely mission-driven.
Maya is seeking seed investors with fintech expertise, particularly those who have backed companies serving underbanked populations. She values investors who can provide strategic guidance on regulatory navigation, banking partnerships, and scaling consumer lending operations.
Target raise: $3M seed on $15M post-money valuation. Use of funds: expand to 3 new gig platform partnerships, hire risk and compliance team, launch credit card pilot. Timeline: Q1 2026 close.
Maya is based in Atlanta, bringing her platform to market in a city with significant gig economy workforce and underbanked population.
Reviews
No reviews yet. Be the first to work with this Founder and leave a review!